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Most of our credit cards give you Visa’s ® Zero Liability Policy Disclosure 1 1 The Visa ® Zero obligation Policy (opens in a tab that is new covers US released cards and doesn’t connect with particular commercial card deals or any deals perhaps perhaps maybe not prepared by Visa. You have to alert BB&T straight away of every use that is unauthorized. For certain limitations, restrictions along with other details, please consult with your cardholder contract., online and mobile banking, alerts, chip card technology and much more.
Minimal APR bank card
Cut costs by having to pay less interest using the low percentage that is annual BB&T Bright charge card
- 0% basic APR for 15 months on acquisitions and balance transfers Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is set month-to-month with the addition of 7.99-16.99 to Prime Rate. BB&T vibrant 12.74% to 21.74percent APR (apr), BB&T Spectrum Cash Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74 to 23.74 APR are adjustable prices associated with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), while the WSJ Prime + 9.99% to 18.99per cent (BB&T range) according to credit rating. The Prime Rate utilized to find out your APR is really a variable rate and is the greatest prime price posted in WSJ at the time of the initial time associated with month. WSJ Prime presently is 4.75% at the time of 31, 2019 october.
- Adjustable APRs which range from 12.74per cent to 21.74per cent afterwards Disclosure 2 2 BB&T Bright APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is decided month-to-month by the addition of 7.99-16.99 to Prime speed. BB&T vibrant 12.74% to 21.74per cent APR (annual percentage rate), BB&T Spectrum Cash Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74% to 23.74% APR are adjustable prices associated with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), while the WSJ Prime + 9.99% to 18.99per cent (BB&T range) considering credit score. The Prime Rate utilized to find out your APR is just a adjustable price and it is the best prime price posted in WSJ at http://approved-cash.com/ the time of the initial time regarding the thirty days. WSJ Prime presently is 4.75% at the time of October 31, 2019.
- No fee that is annual 3 3 Other costs may use. Phone 800-476-4228 or see our charge card disclosures for costs that will use.
Money benefits bank card
Earn benefits for those things you get every with a BB&T Spectrum Cash Rewards credit card day
- Get 3% cash return on gas, 2% cash return on resources and food, and 1% money back on all the other eligible purchases Disclosure 4 4 there was a cap that is monthlyvery first day’s 30 days through the final day of 30 days) of $1,000 on spend during the bonus price mixture of 3% at gasoline stations and 2% at grocery store/supermarkets and utilities. After the $1,000 monthly invest restriction is reached, you may make benefits percent for the people acquisitions., Disclosure 5 5 you might earn rewards on qualified acquisitions fashioned with your bank card. Qualified acquisitions include any signature-based purchase, Internet purchase, phone or mail-order purchase or automated bill repayment, excluding cash advances, traveler’s checks, access checks, transfers of balance, cash requests, cash equivalents, charges, interest fees, credit insurance coverage, fraudulent transactions, credits and returns (each a qualifying purchase).
- Get 10% bonus money once you redeem benefits into the BB&T checking or family savings
- Enjoy versatile benefits you may use for cash return, declaration credit, present cards
Travel rewards bank card
Earn 2x kilometers in your travel acquisitions and much more having a BB&T Spectrum Travel Rewards bank card
- Earn 2x kilometers on air/hotel/car rentals and 1x miles on all the other qualified purchases Disclosure 5 5 you may possibly make rewards on qualified acquisitions fashioned with your bank card. Qualified purchases consist of any signature-based purchase, online purchase, phone or mail-order purchase or automated bill repayment, excluding money advances, traveler’s checks, access checks,, cash sales, money equivalents, charges, interest costs, credit insurance coverage, fraudulent deals, credits and returns (each a qualifying purchase).
- Earn 20,000 bonus kilometers whenever you invest $2,000 in the 1st ninety days ($200 value)
- Obtain an $85 credit for TSA Pre? ® or Global Entry Disclosure 6 6 Member is entitled to a statement credit as high as $50 each calendar 12 months on qualifying airline inc ($85) or entry that is global$100) system. To qualify, a known user must make use of the BB&T Spectrum Travel Rewards bank card the application form charge. For complete information on the TSA Pre? system, head to tsa.gov (opens in a unique tab). For complete information on the Entry that is global program go to globalentry.gov (starts in tab). The TSA Pre? trademark because of the authorization for the United States Department of Homeland protection.
- Make use of your yearly $50 flight incDisclosure 6 6 Member is entitled to a statement credit as much as $50 each calendar 12 months on qualifying airline inc ($85) or international Entry ($100) system. To qualify, a known user must make use of the BB&T Spectrum Travel Rewards bank card to pay for the program cost. For complete information on the TSA Pre? system, head to tsa.gov (opens in a fresh tab). For complete information on the Entry that is global program get to globalentry.gov (starts in a brand new tab). The TSA Pre? trademark is employed utilizing the permission associated with the United States Department of Homeland safety.