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Most of our credit cards give you Visa’s ® Zero Liability Policy Disclosure 1 1 The Visa ® Zero obligation Policy (opens in a tab that is new covers US released cards and doesn’t connect with particular commercial card deals or any deals perhaps perhaps maybe not prepared by Visa. You have to alert BB&T straight away of every use that is unauthorized. For certain limitations, restrictions along with other details, please consult with your cardholder contract., online and mobile banking, alerts, chip card technology and much more.

Minimal APR bank card

Cut costs by having to pay less interest using the low percentage that is annual BB&T Bright charge card

• 0% basic APR for 15 months on acquisitions and balance transfers Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is set month-to-month with the addition of 7.99-16.99 to Prime Rate. BB&T vibrant 12.74% to 21.74percent APR (apr), BB&T Spectrum Cash Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74 to 23.74 APR are adjustable prices associated with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), while the WSJ Prime + 9.99% to 18.99per cent (BB&T range) according to credit rating. The Prime Rate utilized to find out your APR is really a variable rate and is the greatest prime price posted in WSJ at the time of the initial time associated with month.