This launch may contain certain statements that are“forward-looking inside the meaning of Section 27A of this Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, and could be identified by way of such terms as “believe, ” “will”’ “expect, ” “anticipate, ” “should, ” “planned, ” “estimated, ” and “potential. ” These statements that are forward-looking, but they are not restricted to statements of y our objectives, motives and expectations; statements regarding our company plans, prospects, mergers with Ruby Valley Bank additionally the State Bank of Townsend, growth and working methods; statements about the asset quality of y our loan and investment portfolios; and quotes of y our dangers and future expenses and advantages. These forward-looking statements depend on present opinions and objectives of y our administration and are also inherently susceptible to significant company, financial and competitive uncertainties and contingencies, some of that are beyond our control.