if you like doing business with a loan provider face-to-face, OneMain Financial can be a good fit. The financial institution has very nearly 1,600 branches in 44 states where it provides unsecured loans that are personal borrowers with less-than-perfect credit. Interest levels begin at 18per cent and qualified candidates might be able to borrow as much as $20,000.

Many branches readily available for borrowers whom would rather satisfy or get funds face-to-face

No prepayment penalty in the event that you choose to spend your loan off early

Soft credit pull utilized to test for prequalified provides

Tall interest that is starting compared to several other subprime loan providers

Optimum loan level of $20,000 is low in contrast to other unsecured loan providers

Origination charges and belated costs may be charged along with interest expenses

Other information:

• Minimum/maximum amount you are able to borrow: $1,500 to $20,000
• APR range: 18percent–35.99%
• Costs: Origination charges could be a flat rate from|fee that is flat $25 to $400 or 1% to 10% of your loan quantity, based upon a state of residence. Belated charges also vary by state and will be because high as $30 per late re payment or 15% regarding the measurements of your payment per month.
• Recommended minimal credit rating: 580
• Other certification demands: OneMain Financial will look at the after whenever you submit an application for a loan: your credit score, earnings, debts, and any security you intend to offer.