Community Bank’s Preferred personal credit line is really a variable-rate, unsecured loan which you can use for overdraft security or even for basic purposes.
This loan provides you with:
- Freedom of the reusable credit line with check writing privileges
- Loan quantity between $2,500 and $10,000
- $30.00 fee that is annual
- Term life insurance readily available for this particular loan
- Automatic re payment draft available from a bank-account
Personal Installment Loan
Community Bank’s unsecured loan is a fixed-rate loan that is often useful for basic purposes or debt consolidating.
This particular loan provides:
- Loan quantities between $3,000 and $10,000
- Terms from 24-months to 60-months
- Re re Payments are a set month-to-month quantity for the life span associated with the loan
- Financial obligation Cancelation Protection can be obtained with this kind loan
- Automated re re re payment draft offered by a banking account
Automobile Financing
Community Bank provides automobile financing through our branch places.
These loans offer:
- A fixed-rate, secured loan for the acquisition of an innovative new or utilized vehicle
- Terms with this kind of loan:
- 36-66 months for the brand new car
- 24-48 months for a utilized automobile
- Re Payments are a set amount that is monthly the life span of this loan
- Financial obligation Cancelation Protection can be acquired with this kind loan
- Automobile insurance is needed
- Automated re re payment draft offered by a banking account
Home Equity Installment Loans
Community Bank includes a amount of Residence Equity Loans which are tailor-made for each situation. Regardless if you are seeking to lock a rate in or perhaps you desire to have the flexibleness to publish your own personal loan utilising the equity in your house, Community Bank has got the solution you are searching for.
Home Equity Installment Loan
Our Residence Equity Installment Loan is just a fixed-rate, secured loan which is used for basic purposes.
This Residence Equity item provides:
- No pre-payment penalty
- An initial or lien that is second much of your residence
- Loan amounts from $15,000 to $100,000 with as much as 80per cent Loan to Value funding available
- Terms are fixed for 10 or fifteen years
- Monthly obligations are fixed when it comes to life of the mortgage
- Automatic re payment draft offered by a banking account
- Home insurance is needed
- Financial obligation Cancelation Protection can be acquired with this kind loan
- Escrow is available
- $349 Origination Fee
For a much greater cost savings, we provide a bi-weekly payment choice which allows you to definitely spend your loan every fourteen days leading to considerable interest cost savings within the lifetime of the loan. Bi-weekly re payments must be drafted from a free account.
Residence Equity Very Very First
Community Bank’s Residence Equity First is really a fixed-rate loan guaranteed with an initial home loan on your own residence which provides reduced prices and longer terms when compared to a old-fashioned house equity system. With a residential district Bank Residence Equity First, it’s possible to have the funding that is payday loans Maryland necessary reach finally your goals. Take pleasure in the investing energy you’ll need, relax knowing your rate as well as your monthly obligations are fixed, and perhaps reap the benefits of a deduction at income tax time, be sure to contact your taxation consultant. With prices in the increase, now’s the right time for you act!
This Residence Equity item provides:
- No pre-payment penalty
- Loan amounts $15,000 to $200,000
- No points
- A primary lien on a primary residence
- Automated re payment draft offered by a bank-account
- Loan is at the mercy of credit approval
- Home insurance coverage is needed
- Financial obligation Protection is present with this kind loan
- Escrow is available
For a much better cost savings, we provide a bi-weekly repayment choice which allows one to spend your loan every fourteen days leading to considerable interest cost savings on the life of one’s loan. Bi-weekly re re re payments must be drafted from a free account.
RESIDENCE EQUITY VERY VERY FIRST – DISCLOSURE
10 Year Term – APR* 3.50%
*APR – Apr. Other terms and prices available. Minimal loan quantity is $15,000. The monthly payment schedule for this loan type would be $9.89 per $1,000 borrowed at 3.50% APR. Re re re Payments don’t add taxes and insurance (if applicable). The real repayment responsibility could be greater. This loan kind calls for an initial mortgage on your own current individual residence. Loan is at the mercy of credit approval. Home insurance coverage is required. Ask Banker for details. This offer might be modified or discontinued without previous notice.
Prime Equity Personal Credit Line
A house equity line of credit, Community Bank’s Prime Equity personal credit line provides an interest that is variable straight associated with the Wall Street Journal Prime price.
This Residence Equity product provides:
- An initial or 2nd lien on a residence that is primary
- Loan amounts from $10,000 to $100,000 with as much as 80per cent Loan to Value funding available
- The flexibleness of a line that is reusable of with check writing privileges
- Life insurance coverage can be acquired because of this form of loan
- Property insurance coverage needed
- Automated re re payment draft available from banking account
- An early on fee that is close the actual quantity of $350 are going to be examined in the event that account is shut within 3 years through the date of application
- An yearly upkeep charge in the actual quantity of $45.00 will likely to be evaluated
Residence Mortgages
By having a wide number of house home loan services and products to pick from, Community Bank can fulfill your every need.
To talk about your home loan requirements, you could phone the Mortgage Originator in your town at one of many true figures down the page:
Workplace
Lisa Clore, Senior Vice President & Director of Mortgage Lending NMLS# 506221
Melissa Pieczynski, Mortgage Originator NMLS#1030415