At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest auto loans.
In case the credit is preventing you against stepping into a dependable automobile, guide a totally free assessment with certainly one of our credit specialists to begin with!
Boost your Credit History
Our goal would be to transform our clients’ monetary life by increasing their credit ratings, permitting loan providers and creditors to think about them low-risk. We accomplish that goal through getting our customers in to the right automobile to restore their credit history.
Legacy Car Credit provides:
- Low-kilometre automobiles, in order to drive a vehicle that is reliable make low re re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like other creditors
- 2-5 term options year
- Reports to Equifax, to ensure your credit rating improves on the term
- Detailed intends to assist you to reconstruct your credit
- Partnerships with dealer teams, to offer you a selection that is large of to fulfill your requirements
- Professional staff to assist with debt-restructuring through proposals and bankruptcy
- Multi-point automobile inspections, in reducing the opportunity of unanticipated fix expenses
- 30 Exchange day
- Free Distribution
Step One
Apply On Line
Our credit that is easy application obtain the process began with certainly one of our Credit and Finance Advisors.
Step Two
Approval
Our consultative method of financing will make suggestions through the credit rebuilding process which help you reconstruct your credit with an auto loan.
Step Three
Drive Away
After your approval, it is possible to drive away in your vehicle that time if you’d like! Many thanks to our super easy procedure, we shall allow you to get authorized and driving right away, to get back once again to residing living you would like through rebuilding your credit.
Why Is Us Various
Our Company Is The Lender
We have been an in-house funding company that lends our very own money, and therefore makes us various.
Meet The Group
At legacy Auto Credit you are able to select whom works in your favor. Our non payment Credit and Finance Advisors can get you authorized and explain to you car options
We Deliver
Who knew automobiles had been like pizza. You can now get our low price in home funding anywhere in Ontario without the need to keep your property.
Exchange Privilege
We’re you’ll that is sure satisfied with the new purchase, however in situation you aren’t merely carry it back* and we’ll assist you to trade it for the right choice. (*Some exceptions use)
Find out about automobile finance, bad credit auto loans, credit recommendations & tricks, DIY therefore the latest in automotive news.
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Testimonials
Our company is invested in causing you to a lasting consumer and buddy.
My spouce and I had a fantastic experience working with Vic, and auto credit that is legacy. Assisting us realize exactly just how credit file work and exactly how to boost it, making us feel confident!
Victor ended up being amazing! He had been really thorough explain everything we necessary to understand and responded any questions that I experienced. He definitely went far beyond to have me personally another car. I would personally recommend likely to see him if you’re shopping for another car.
Vic ended up being great in enabling me personally automobile that I favor and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!
Vic had been amazing to manage exceptional interaction through the process that is entire. Wandered me detail by detail placing me personally right into a motor vehicle that was suitable for me personally! Many thanks for all your valuable assistance
Undoubtedly the most readily useful experience ive had purchasing a vehicle had been using this spot! Everyone is extremely helpfulf! Vic had been great with interaction and maintaining us as much as date regarding the procedure and got us a motor automobile we desired quickly without issues! Would certainly keep coming back once again
Could I get car finance after having a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the outcome of an event that is uncontrollable situation. Quite a few consumers experienced a repossession that is previous is going to be coming back their car to your bank whenever filing a bankruptcy or customer proposition.
Will this assist me build my credit?
Yes, if you create your instalments on time. Legacy Auto Credit reports your re payment history to Equifax month-to-month. In the long run with on time payments your rating shall increase.
What’s In-House Financing/Leasing?
At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is that people supply installment loans mississippi the funds after which you spend us right back. We are able to glance at your credit situation for a individual level and determine your capability in order to make payments even although you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new vehicles.
Wemagine if i have already been turned straight straight down before?
We see many individuals which have been formerly refused because of a few reasons which may have included, bad re payment history, maybe maybe not sufficient time face to face, a lot of financial obligation and non-garnishable earnings. With your In-House system we glance at your revenue, costs and debts that might be resulting in the turn downs and supply you with answers to get you driving and rebuilding your credit.
I still qualify if I have filed a bankruptcy or consumer proposal, can?
Yes, at Legacy car Credit our In-House system was made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We assist a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you should be going to file we are going to use you to definitely secure a car before filing to enable you to be confident in coming back your overall automobile who has a lot of negative equity, has way too high of repayment or does not suite your requirements any longer. We additionally report your repayments to Equifax which can only help re-establish your credit rating.
Did not see just what you had been interested in?
We’re Right Here To Assist
Our work is always to help people who have bad credit get automotive loans at a high price point along with prices they could afford. Irrespective of your circumstances, it is well worth trying and talking to certainly one of our credit professionals. Don’t let credit that is poor when it comes to residing a far better life.